The Financial Consulting Services You Need

Often clients are unaware of the type of financial services that a business consultant is able to provide. The specialty of consultants is as varied as for doctors, lawyers, or other professionals. Entailed is a description of the financial services the firm GRAYMARK Financial, Inc., a professional corporation, produces in the area of finance and general services planning.

STRATEGIC  BUSINESS PLANNING Strategic planning should not be confused with forecasting, budgeting, operational planning and control, crisis management, or ‘muddling thru.’ Strategic Planning deals solely with the fundamental issues of running a business.  It forces you to ask yourself  and answer questions such as;

• What kind of business are we in now? 
• What would we like this business to become?
• How fast do we wish to grow? 
• Can we successfully challenge our competitors?  
• Can we afford to do everything we want to do?

It is difficult to do well and often not done because:

• It requires additional work, requires a sharing of information, and those involved are typically uncomfortable with vision clarity ( the future) and so prefer to deal with the present.
• It requires putting the COMPANY first.
• Lastly, people are invariably rewarded for short-term performance.

STRATEGIC PLANNING is difficult because it requires a clear vision of what the company should become and seeing that vision and how the company can accomplish it; an understanding of the risks involved; coping with uncertainty surrounding important estimates, and having the courage to ask the right and most often difficult questions.

In addition to advice on the planning aspects of a company’s operations, clients need assistance in negotiating deals and documenting the agreement(s) reached. Our services include financial advice n the formation, reorganization, merger, acquisition, and liquidation of corporations or partnerships.

Additionally, as corporations, partnerships, and other business entities grow, they need ongoing financial and accounting system counsel to minimize the disruptions and problems of both day-to-day operations and their extraordinary financial transactions. Our expertise and experience can assist a client in evaluating all the options or systems available, thereby resolving and minimizing such problems that do occur.

GRAYMARK Financial utilizes ‘ State of Art’ computers and financial software to prepare its evaluations of a company’s financial results. The system generates historical and/or projected financial statements using that company’s particular account structure for; income Statement, balance sheet, funds flow, financial ratios, cash flow, and earnings/cash flow reconciliation.

Many computer-based planning and analysis tools focus ‘solely’ on traditional accounting-based planning indicators, such as EPS growth, ROI, ROE, or market-to-book value. But as stockholders, analysts, board members, and senior executives have increasingly realized these performance measures by some aspects do not recognize the levels of risk to working capital and debt tax implications.